LedgerEvery facility. Every position.
Every threshold. Live.
Ledger replaces spreadsheet-driven warehouse ops with a real-time control tower — borrowing base on autopilot, collateral tracked to the loan, covenants monitored 24/7.
$14.2B
Assets Tracked
47
Active Facilities
4.2s
Avg. Calc Time
99.98%
Uptime SLA
Borrowing Base Report
As of Feb 24, 2026 — 06:47 AM EST
Total Eligible Collateral
$231.4M
Facility Limit
$300.0M
Utilization
77.1%
Eligible Residential
$142.3M
Eligible Commercial
$89.1M
Ineligible — Concentration
$21.4M
Ineligible — Seasoning
$14.2M
Platform Capabilities
A cockpit, not a checklist.Every instrument. Always live.
47
Facilities Monitored
Active credit lines
Automated Borrowing Base
Daily calc runs at 6:00 AM
Ingest loan tapes from any source format
Apply eligibility criteria automatically
Generate lender-ready PDF reports
4.2s
Avg. Calc Time
vs. 3 hrs in spreadsheets
Real-Time Collateral Tracking
Live loan tape visibility
Searchable loan tape with 200+ data fields
Status pills: eligible, in-review, breached
Custodian position reconciliation
Facility Utilization
Covenant Compliance Engine
Zero manual monitoring
Threshold gauges with configurable alerts
Breach prediction 48 hrs in advance
Automated lender notification workflows
$14.2B
Assets Under Tracking
Across all facilities
Alert Console
LTV breach — LN-00294
06:41Borrowing base calc complete
06:00Covenant check passed — Fac B
05:58Concentration approaching 20%
05:30Multi-Facility CFO Dashboard
One view across all lines
Aggregate utilization across 3–4 facilities
Real-time availability & headroom metrics
Drill down to individual loan level
99.98%
System Uptime
SLA guaranteed
Morning Reconciliation
Position
Custodian
Trustee
Match
FNMA Pool 7A
$18.4M
$18.4M
✓
GNMA Pool 3B
$9.1M
$9.0M
△
FHLMC Pool 2C
$22.7M
$22.7M
✓
Trustee & Custodian Sync
Automated morning rec
Reconcile custodial vs. trustee data daily
Exception flagging with root cause tagging
Audit trail with full position history
Ready to replace your spreadsheets?
See Ledger running on a real warehouse facility in 20 minutes.
Operational Metrics
The numbers behind the command center.
Assets Under Management
$0.0B
Tracked across all active facilities
0
Active Facilities
0.00%
Uptime SLA
Calc Latency
0.0s
vs. 3-hour spreadsheet process
Loans Tracked
0K+
Active collateral positions
System Status
Covenants Monitored
0
Across all active facilities
From the ops floor, not the pitch deck.
Brandon Kowalski
VP Warehouse Operations
Meridian Funding LLC
"We ran borrowing base calculations on spreadsheets for six years. Ledger replaced that entire process — the 6 AM calc runs automatically, the PDF goes to JPMorgan before I finish my coffee."
3h → 4s
Daily calc time
Priya Nataraj
Chief Financial Officer
Summit Home Capital
"I oversee four warehouse lines simultaneously. Before Ledger, that meant four spreadsheets, four emails, four reconciliations. Now it's one dashboard. The CFO board deck writes itself."
4 lines
Unified in one view
James Osei
Fund Administrator
Cascade Mortgage Trust
"Our morning reconciliation used to take two analysts until 10 AM. Now it's done before market open. The exception flagging alone saved us from two material mismatches in the first quarter."
2 mismatches
Caught in Q1 alone
See your warehouse
on Ledger in 20 minutes.
No slides. No generic demo. We connect to a real facility structure and walk through your borrowing base, your covenants, your collateral — live.
See It LiveWarehouse Ops Playbook
PDF · 28 pages · Free
How leading non-bank originators have cut borrowing base prep time by 94% and eliminated covenant surprises.